being broke at Christmas time

Being Broke At Christmas Time

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Being broke at Christmas time just increases stress to a whole new level.

kids for saleI keep hearing the stories about being broke at Christmas time and can’t help but worry about how mass consumerism impacts on the average family. I have always had an issue with the way advertising impacts on families on low incomes or the single parent home. We receive ever increasing amounts of junk mail luring our children into a materialistic world, wanting for more, being seduced by ever increasingly expensive gadgets and electronic devices. Being broke is never a pleasant experience but being broke at Christmas time is like increasing the stress levels ten fold.

It’s getting to a point that low income families will be selling their children rather than buying for them-  just to stay afloat. Look at these kids pictured.  Three for just $10.00

This must be dire for those parents.

How many times over the years have you experienced being broke at Christmas time? Credit card debt rises to epic proportions each year during the festive season.

being broke at Christmas timeWe all know how easy it is to whip out the credit card and pay for goods but its pretty alarming when you count up what has been spent over the Christmas period. A piece of plastic doesn’t scream empty wallet like spent cash does. There is no ignoring it when you see hundreds in cash turn into shrapnel. A credit card on the other hand looks exactly the same at the end of the day as it did at the beginning before its extensive workout.

And what about those times when you have put a bit of money into the credit card but then rushed out and spent it plus more knowing that if the sales don’t fully process immediately, then you can get a few extra items through as purchases before you bank catches up with the transactions and blocks more over limit spending?

If you can relate to any of this, it might be the perfect time to consider making money online instead of just spending money. I’m not telling you to run out and quit your job. If you have a job, hang onto it and work an online business on the side. Once you’re earning enough, then you can fire your boss. If you don’t have a job and wondering how on earth you’re going to get through another week/month/year of living on the skin on your bones, then again, you might find a solution here.

Find out how people who were broke, down and out on luck and money and wondering even where their next meal ticket was going to come from, have gone from broke to living a life of abundance. The testimonial I am sharing with you today is from ordinary people…actually not so ordinary. This man is deaf and he can work this system. If people with disabilities can do it, then so can we blessed with the abilities some others do not have.

Watch the video below by clicking on the image.

 

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Being broke at Christmas time does not have to be your existence.

Just like the choice between racking up more credit card debt at Christmas time or not, this is a choice too. There are so many people deciding to stop the vicious cycle of poverty. This man has a reason to need to generate a lot of money. He needs medical expenses covered for a hearing implant that is not covered under health cover.

I’m a parent of four and have spent many years struggling as a single parent. This is my ‘why’ and with Christmas time around the corner, it reminds me why I chose to create an online income source. I have been one of those people at times to be’ robbing Peter to pay Paul’, racking up credit card debts just to make sure my children had a memorable Christmas. Let’s face it- being broke at Christmas time is something no parent wants to experience. You can sugar coat it with as much good cheer and optimism you like but at the end of the day, it hurts.

Being broke at Christmas time is just not something I ever want to experience again.

I may not be rolling in the money just yet, but I am building a business, gathering a following and creating a financially prosperous future. By next Christmas, I plan to be making a real difference in many families lives whether it be through sharing the secrets of how to create online wealth or donating to many in need of a bit of goodwill.

I could talk about how to afford Christmas on a shoestring budget but that is not a strength of mine. I’m the last person to be preaching about that. I know how heartbreaking it is to struggle at Christmas time. I’ve been there, done that and I didn’t get the T-shirt because my credit card was maxed out and I couldn’t afford it!

Santa Gives more to rich kids than to poorI could also go on about remembering what counts at Christmas time and what doesn’t, then add a gentle reminder that Christmas is not about credit cards being overloaded to satisfy children’s wish lists. It’s about sharing with others. Goodwill to all. But none of this is going to change the way we feel when our child is painfully aware that Father Christmas is a cruel and unfair commodity. Why is that Father Christmas delivered everything on their friend’s list but didn’t manage anything on your child’s list?

I’m not trying to be’ the Grinch who stole Christmas’ here, I’m merely saying it as it is. For someone who has experienced that feeling of poverty at Christmas time, I can say that Christmas is one of the most emotionally draining times of the year for many people.

I am a sole parent, raising kids on my own and therefore have been painfully aware of the imbalance of two parent working families opposed to a single parent working family. Every bill, every expense, every need, every want all comes down to how far a single parent income can stretch.

Instead, I made the choice to take action. I was not satisfied with shoe string budgets, robbing Peter to pay Paul or paying of credit card debt for the next year just to begin the cycle again. Cycles can be broken. So while you contemplate Christmas this year, consider what your New Years resolution might be.

Mine is to make being broke at Christmas time a very distant memory. And this is how I’m doing it. I’m blogging my way to a better life. I’m learning about Search Engine Optimization (SEO), promoting through multiple media channels and sharing knowledge to help others do the same. If a pizza delivery boy can go from earning a pittance doing deliveries to a self made millionaire using the same formula as I am, then there is every chance for me to be earning that coveted income by next Christmas.

Pizza-boy-turn-millionaire Chris Campbell tells his story of how he went from pizza boy to millionaire. To access this video you need to put in your email address. Your privacy is of absolute importance to us and will not be shared. What this gives you is direct access to information about how to achieve results in making money online. You can opt out of recieving this information at any time. I’m just glad I didn’t.

Click on the images.

 

I plan on Christmas in 2014  being amazing. Its not all about the freedom to buy everything your heart desires, its about having the freedom of choice. There are so many organisations that I want to be able to give large amounts of money to without a second thought. I think that Christmas is a bit of a cruel joke to those that are struggling and therefore, I will educate those willing to be educated on another way of generating income and leaving that state of poverty and for those who cannot, I will help in other forms such as care packages. The money provides freedom to do so and therefore, I continue to strive towards it.

Another blogger, like many, has also written sentiments on the injustice of poverty being emphasized at Christmas time..(the year we killed santa claus)

“As an adult, I’m divided about this whole thing, not just about Santa Claus, but about this whole Christmas thing as well. Divided about the lavish celebrations and gorging when there are so many without. Divided about perpetuating a myth about a jolly old man who forgets poor children, no matter how well-behaved they were.
I believe that Christmas may be the time that the poor feel their poverty most acutely.
When I think of single mothers—a security guard maybe—coming home from work on Christmas Day;  somehow scraping up the money to pay the rent and decorate her home, and cook something special and give her children a few cheap toys, that Santa Claus myth seems a cruel joke.”

 

I share these sentiments. I have loved creating the magic of Christmas for my own children too. I have nibbled the carrots, drank the milk, eaten the cookies and left the hoof prints in the garden. I have stayed up late placing carefully wrapped presents under the tree and woken at the crack of dawn to watch excited children unwrap presents. But I have also resorted to spending many hours of work paying back the credit card debt and interest accrued just to make sure my children did not feel the sting of the imbalance of Father Christmas’s filled list. I have stressed over how I’m going to pull it off each time.

What are your thoughts as Christmas fast approaches? Are your plans filled with festivities or is it stress over being broke at Christmas time? If it’s stress you are feeling, there is a solution and it comes in three simple steps.  Just follow what I’m doing and next Christmas could be bringing you a stress free and joyous time. It’s time for change.

Click here to find out more…

3 simple steps for blogging

 

 

 

 

Wishing you a non-stressful Christmas.

Tash Majenta

Watch out for my next blog…Millionaires Vision Of Ending World Poverty.

 

 

 

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2 Comments

  • ConnieTerpack

    Reply Reply December 1, 2013

    Christmas should not be about how many gifts you can buy. In that case, it’s nothing more than a “Gift Giving Day”. The wise men took gifts to Jesus. Instead of us giving to our church or a charity, we’re busy giving to each other. Christ is forgotten in the process.
    Back in the 70′s, I was told by my boss that Christmas was not a religious holiday. It’s hard to break with tradition. I quit buying a mountain of gifts, just one for each family member. Frankly, if I had my way, I would not buy any gifts and just give a large donation to my church.

  • ConnieTerpack

    Reply Reply December 1, 2013

    Christmas should not be about how many gifts you can buy. In that case, it’s nothing more than a “Gift Giving Day”. The wise men took gifts to Jesus. Instead of us giving to our church or a charity, we’re busy giving to each other. Christ is forgotten in the process.
    Back in the 70′s, I was told by my boss that Christmas was not a religious holiday. It’s hard to break with tradition. I quit buying a mountain of gifts, just one for each family member. Frankly, if I had my way, I would not buy any gifts and just give a large donation to my church.

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